¹Offer not transferrable to other accounts or account holders. MoneyCard must be successfully activated between 6/1/21 and 7/31/21. Your 2 new payroll or government benefits direct deposit of $500+ must post to your account by 8/31/21, then a $20 credit will be applied to your account by the 10th business day of the month following your qualifying deposits. A qualifying new payroll or government direct deposit is defined as direct deposit that has not appeared on an account within the past 30 days. 1 credit/customer. Eligibility criteria applies.

²Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection.

³No monthly fee with qualifying direct deposit, otherwise $5.94 a month. Waived when $500+ is direct deposited in the previous monthly period.

⁴Message and data rates may apply.