Rev 1/2025
WHAT DOES GREEN DOT BANK DO WITH YOUR WALMART MONEYCARD
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice. |
How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Green Dot Bank chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Green Dot Bank share? |
Can you limit this sharing? |
|---|---|---|
For our everyday business purposes— |
Yes |
No |
For our marketing purposes— |
Yes |
No |
For joint marketing with other financial companies |
Yes |
No |
For our affiliates’ everyday business purposes— |
Yes |
No |
For our affiliates’ everyday business purposes— |
No |
We don't share |
For our affiliates to market to you |
No |
We don't share |
For nonaffiliates to market to you |
Yes |
Yes |
To limit our sharing |
Visit us online: secure.walmartmoneycard.com/manage/privacy Your choice(s) will apply to only the card number you enter when making your choice(s). If you have more than one card or account with us, you will need to make your choice(s) for each card or account separately. Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
Questions? |
Call 877-937-4098 or go to www.walmartmoneycard.com |
Page 2 |
What we do |
|
How does Green Dot Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Green Dot Bank collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
What happens when I limit sharing for an account I hold jointly with someone else? |
Your choices will apply to everyone on your account. |
Definitions |
|
Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
|
Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
Other important information |
|
Depending on where you live, you may have additional privacy protections under state law. We will comply with applicable state laws before sharing nonpublic personal information about you. We may do this by sending a separate notice of those rights to you. For example, if you are a resident of California, Illinois, North Dakota, or Vermont, we will not share your personal information with nonaffiliates except for our everyday business purposes or our own marketing purposes or with your consent. |
Rev 1/2025
¿QUÉ HACE GREEN DOT BANK CON LA INFORMACIÓN PERSONAL
¿Por qué? |
Las compañías financieras eligen cómo comparten su información personal. La ley federal otorga a los consumidores el derecho a limitar el intercambio de cierta información, pero no todo el intercambio. La ley federal también exige que le digamos cómo recopilamos, compartimos y protegemos su información personal. Por favor, lea este aviso detenidamente para comprender lo que hacemos. |
¿Qué? |
Los tipos de información personal que recopilamos y compartimos dependen del producto o servicio que usted tenga con nosotros. Esta información puede incluir:
Cuando ya no sea nuestro cliente, seguimos compartiendo su información según se describe en este aviso. |
¿Cómo? |
Todas las compañías financieras necesitan compartir la información personal de los clientes para administrar sus negocios cotidianos. En la siguiente sección, enumeramos los motivos por los que las compañías financieras pueden compartir la información personal de sus clientes; las razones por las que Green Dot Bank elige compartir y si usted puede limitar el intercambio de información. |
Razones por las que podemos compartir su información personal |
¿Green Dot Bank comparte esta información? |
¿Puede usted limitar este intercambio de información? |
|---|---|---|
Para nuestros fines comerciales cotidianos: |
Sí |
No |
Para nuestros fines de comercialización: |
Sí |
No |
Para comercialización conjunta con otras compañías financieras |
Sí |
No |
Para los fines comerciales cotidianos de nuestras afiliadas: |
Sí |
No |
Para los fines comerciales cotidianos de nuestras afiliadas: |
No |
No compartimos su información |
Para que nuestras afiliadas le ofrezcan sus productos a usted |
No |
No compartimos su información |
Para que no afiliadas le ofrezcan sus productos y servicios a usted |
Sí |
Sí |
Para limitar nuestro intercambio de información |
Visítenos en línea: secure.walmartmoneycard.com/manage/privacy Sus elecciones se aplican solo al número de tarjeta que ingrese cuando las realice. Si tiene más de una tarjeta o cuenta con nosotros, tendrá que hacer su elección para cada tarjeta o cuenta por separado. Tenga en cuenta lo siguiente: Si es un nuevo cliente, podemos comenzar a compartir su información a los 30 días desde la fecha en que enviamos este aviso. Cuando ya no sea nuestro cliente, seguimos compartiendo su información según se describe en este aviso. Sin embargo, puede comunicarse con nosotros en cualquier momento para limitar nuestro intercambio de información. |
¿Preguntas? |
Llame al 877-937-4098 o visite www.walmartmoneycard.com |
Página 2 |
Qué hacemos |
|
¿Cómo protege Green Dot Bank mi información personal? |
Para proteger su información personal del acceso y uso no autorizados, aplicamos medidas de seguridad que cumplen con la ley federal. Estas medidas incluyen protecciones informáticas y archivos y edificios seguros. |
¿Cómo recopila Green Dot Bank mi información personal? |
Recopilamos su información personal, por ejemplo, cuando:
También recopilamos información personal sobre usted de terceros, tales como agencias de informes crediticios, afiliadas u otras compañías. |
¿Por qué no puedo limitar todo el intercambio de mi información? |
La ley federal le otorga el derecho de limitar el intercambio de información únicamente del siguiente modo:
Las leyes estatales y las compañías individuales pueden otorgarle derechos adicionales para limitar el intercambio de su información. Consulte a continuación para obtener más información sobre sus derechos conforme a la ley estatal. |
¿Qué sucede cuando limito el intercambio de información para una cuenta que tengo conjuntamente con alguien más? |
Sus opciones se aplicarán a todas las personas en su cuenta. |
Definiciones |
|
Afiliadas |
Compañías relacionadas por copropiedad o control común. Pueden ser compañías financieras o no financieras.
|
No afiliadas |
Compañías no relacionadas por copropiedad o control común. Pueden ser compañías financieras o no financieras.
|
Comercialización conjunta |
Un acuerdo formal entre compañías financieras no afiliadas que juntas le ofrecen productos o servicios financieros a usted.
|
Otra información importante |
|
Dependiendo de dónde viva, puede tener protecciones de privacidad adicionales en virtud de la ley estatal. Cumpliremos con las leyes estatales aplicables antes de compartir información personal no pública sobre usted. Podemos hacer esto enviándole un aviso por separado sobre estos derechos. Por ejemplo, si usted es residente de California, Illinois, Dakota del Norte o Vermont, no compartiremos su información personal con no afiliadas excepto para llevar a cabo nuestros fines comerciales cotidianos o nuestros propios fines de comercialización |
Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purpose of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See Deposit Account Agreement for details.
Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.
Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.
Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Walmart MoneyCard account to prevent fraud restrictions on the account.
Limits apply. Your funds typically become available on your account within 10 minutes for your use.
Carrier message & data rates may apply.
Monthly fees will continue on locked cards. Previously authorized transactions and deposits/transfers to your account will function with a locked card.
Interest paid annually on each enrollment anniversary based on the average daily balance across all savings of the prior 365 days, up to a maximum average daily balance of $1,000 across all savings, if the primary account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of January 2026. Fees on your primary account may reduce earnings on your savings account. See Deposit Account Agreement for terms and conditions.
$3.74 service fee and limits apply. All rights reserved. Green Dot NMLS #914924/#908739.
Transfer money from another U.S. bank to your Walmart MoneyCard. Activated, personalized card required. Limits apply. Subject to your bank's restrictions and fees. Transfers take three (3) business days after account verification. See Deposit Account Agreement for details at WalmartMoneyCard.com
Fees and limits apply to debit card transfers. See Deposit Account Agreement.
Activated, chip-enabled debit card required to use Ingo Money check cashing service. The check cashing service is provided by Ingo Money, Inc. and the sponsor bank, identified in the terms and conditions for the service and subject to Ingo Money Inc. Terms and Conditions and Privacy Policy. Limits apply. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See Deposit Account Agreement (PDF) for details. Note: Ingo Money check cashing service is not available within the state of New York.
Check cashing fees and limits apply. These services are not available in all states or stores. Reloads can’t exceed limits. Your receipt is proof of reload. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.
Activated, personalized debit card required to refer friends to Walmart MoneyCard. In order for both the referred individual and the referring Walmart MoneyCard primary accountholder to each qualify for and receive the $50 referral reward, the following conditions must be met: The referred individual may not have been a Walmart MoneyCard customer in the 90 days prior to opening their new Account; they must open a new Account between August 1, 2023 and March 2, 2027: the must open the new account using the referring Walmart MoneyCard accountholder’s unique referral (share) link directly or as shared through email or social post; and they must receive in the new Account a qualifying direct deposit of $200 or more within 45 days of account opening. The qualifying direct deposit must be made by the referred individual’s employer, payroll provider, government benefits, or unemployment benefits payor by Automated Clearing House (ACH) deposit. Bank ACH transfers, debit card transfers, verification or trial deposits from financial institutions, tax refund deposits, mobile check cashing, and cash deposits are not qualifying deposit activities. Referring Walmart MoneyCard accountholder and referred individual Walmart MoneyCard accounts must be in good standing to be eligible for and receive a reward. The reward is paid to each party within 48 hours after qualifying funds are deposited into the referred individual’s new Account. New and referring Walmart MoneyCard accountholders may earn no more than $750 in referral rewards per calendar year (January 1 - December 31). Referred individual acknowledges that payment of the reward will result in the referring Walmart MoneyCard accountholder’s knowledge of the individual’s new Account. Walmart MoneyCard reserved the right to cancel or modify the terms of the referral offer or terminate the member’s eligibility at any time with or without prior notice. Promotional credits are reported on form 1099 to the IRS.
Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your Walmart MoneyCard account to prevent fraud restrictions on the account.
Funds are protected from unauthorized transactions on successfully activated cards. Prompt notice is required.
Visit https://turbotax.intuit.com/lp/yoy/guarantees.jsp for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2025. Discount applies to TurboTax federal products only. Offer details will be provided via email and in the Walmart MoneyCard app after successful account activation. Account must be activated before 4/15/26 to qualify. Green Dot is not a sponsor of, nor affiliated with this promotion.
Early tax refund deposit applies to federal tax returns filed directly with the Internal Revenue Service (IRS) and depends on IRS timing, payment instructions and bank fraud prevention measures. The name and Social Security number on file with the IRS must match your Walmart MoneyCard account to prevent fraud restrictions on the account.