Must be the legal age in your state (18, or older) to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

Cash back: Up to $75 per year. Cash back is credited to card balance at end of Reward Year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. See Deposit Account Agreement at WalmartMoneyCard.com.

Overdraft protection: Opt-in required. Account must have initial eligible direct deposits, must be in good standing and have an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and other criteria apply to maintain eligibility for overdraft protection. Only debit card purchase transactions are eligible for overdraft protection and overdrafts are paid at our discretion. We reserve the right to not pay overdrafts. For example, we may not pay overdrafts if the account is not in good standing, or is not receiving ongoing eligible direct deposits, or has too many overdrafts. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on Demand Deposit Accounts that meet eligibility requirements. Log into and refer to your Account Agreement to check feature availability.

Early direct deposit: Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Walmart MoneyCard account to prevent fraud restrictions on the account.

Savings account: Interest paid annually on each enrollment anniversary based on the average daily balance across all savings of the prior 365 days, up to a maximum average daily balance of $1,000 across all savings, if the primary account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yield is accurate as of June 2025. Fees on your primary account may reduce earnings on your savings account. See Deposit Account Agreement for terms and conditions.

Win the Week Sweepstakes: NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. Open only to legal permanent residents of the 50 US or DC (excl. VT, PR & US Territories and Possessions), age of majority in your state of residence and older (e.g., 18 or older). Void in VT, PR & US Territories and Possessions & where prohibited by law. Sweepstakes begins at 12:00 am ET on 5/5/25 and ends at 11:59 pm ET on 7/27/25. Includes 12 weekly entry periods. Subject to full Official Rules, including free method of entry, weekly entry period dates, prizes and odds, www.walmartmoneycard.com/win500. Odds of winning a Sweepstakes prize depend on the total number of eligible entries received and combined from all eligible entry methods for each applicable Weekly Entry Period. Approximate Retail Value (“ARV”) of each Grand Prize is $500. Sponsor: Green Dot Corporation, P.O. Box 1070, West Chester, OH 45071.

Walmart MoneyCards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard International Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT – To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. We will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

Walmart, the Walmart Spark Design, and Save Money. Live Better. are trademarks of Walmart, registered in the US Patent and Trademark Office and in other countries.

©2025 Walmart. All rights reserved.