MoneyCard must be successfully activated by 7/15/21. Your new payroll or government benefits direct deposit of $500+ must post to your account by 8/15/21, then a $20 credit will be applied to your account by the 10th business day of the month following your qualifying deposit. A qualifying new payroll or government direct deposit is defined as a direct deposit that has not appeared on an account within the past 30 days. 1 credit/customer. See more on overdraft protection.