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Unlock Overdraft Protection upto $200

Unlock overdraft protection up to $200 with opt-in and eligible direct deposit1

Overdraft protection helps cover purchase transactions that exceed your available balance. ATM withdrawals, bill payments made within the app, & sending money to others are not covered by overdraft protection.

Unlock overdraft protection up to $200 with opt-in and eligible direct deposit1

Overdraft protection helps cover purchase transactions that exceed your available balance. ATM withdrawals, bill payments made within the app, & sending money to others are not covered by overdraft protection.

Unlock overdraft protection up to $200 with opt-in and eligible direct deposit1

Overdraft protection helps cover purchase transactions that exceed your available balance. ATM withdrawals, bill payments made within the app, & sending money to others are not covered by overdraft protection.

Set up direct deposit & opt-in today

 

Set up direct deposit & opt-in today

 

Set up & receive eligible direct deposit.

Set up & receive eligible direct deposit.

 

Opt in for
overdraft coverage.

Opt in for
overdraft coverage.

 

We'll automatically provide coverage for purchase transactions based on your deposits.

We'll automatically provide coverage for purchase transactions based on your deposits.

Set up and receive eligible direct deposit.

Opt in for overdraft coverage.

We'll automatically provide coverage for purchase transactions based on your deposits.

The amount of coverage is based on your direct deposits

The amount of coverage is based on your direct deposits

Basic

Receive a single direct deposit of any amount in your account.
No fee.

 

$10.00 Coverage

Receive a single direct deposit of any amount in your account. No fee.

$10.00 Coverage

premium 100

When you receive at least 2 direct deposits totaling $200+ in a 35 day period.

 

$100.00 Coverage

When you receive at least 2 direct deposits totaling $200+ in a 35 day period.

$100.00 Coverage

premium 200

When you receive at least 2 direct deposits totaling $400+ in a 35 day period.

 

$200.00 Coverage

When you receive at least 2 direct deposits totaling $400+ in a 35 day period.

$200.00 Coverage

Your coverage is automatically adjusted based on your direct deposits.

Your coverage is automatically adjusted based on your direct deposits.

  • Yes. There are no fees for overdraft protection with the Basic coverage level. There are no fees for transactions of $5 or less and no fee for transactions that overdraft your account balance up to $10 with the Premium 100 and Premium 200 coverage levels of protection.

    No overdraft fee will be assessed in connection with any overdraft transaction if your account is returned to a $0 or positive balance within 24 hours of authorization of the first transaction greater than $5 that overdraws your account by more than $10.

    Payment of a transaction that overdrafts your account is solely at our discretion. Account must be in good standing and debit card activated to be eligible. Overdraft fees may not count towards overdraft protection limit and may cause account to be overdrawn by amount greater than overdraft protection limits specified above.

  • Depending on your level of overdraft protection coverage, a $15 fee per overdraft may be charged. No overdraft fee will be assessed in connection with any overdraft transaction if your account is returned to a $0 or positive balance within 24 hours of authorization of the first transaction greater than $5 that overdraws your account by more than $10.

    Payment of a transaction that overdrafts your account is solely at our discretion. Account must be in good standing and debit card activated to be eligible. Overdraft fees may not count towards overdraft protection limit and may cause account to be overdrawn by amount greater than overdraft protection limits specified above.

  • For Premium 100 and Premium 200 coverage levels, for each transaction that is greater than $5 and overdraws your account by more than $10, up to a maximum of five overdraft fees per monthly statement period, is eligible for fees.

  • There are three different levels of overdraft protection coverage, based on how much you direct deposit.

    BASIC
    Benefit: You’re covered if you overspend your account balance by $10 without fees
    Eligibility: At least one direct deposit in any amount
    Fees: $0

    PREMIUM 100
    Benefit: You’re covered if you overspend your account balance by $100
    Eligibility: At least two direct deposits in previous 35 days totaling $200 or more
    Fees: $15 fee per overdraft if account balance is not brought to at least $0 within 24 hours

    PREMIUM 200
    Benefit: You’re covered if you overspend your account balance by $200
    Eligibility: At least two direct deposits in previous 35 days totaling $400 or more
    Fees: $15 fee per overdraft if account balance is not brought to at least $0 within 24 hours

    Learn more

    Payment of a transaction that overdrafts your account is solely at our discretion. Account must be in good standing and debit card activated to be eligible. Overdraft fees may not count towards overdraft protection limit and may cause account to be overdrawn by amount greater than overdraft protection limits specified above.