Unlock
overdraft protection
up to $200

with opt-in and eligible direct deposit1

Overdraft protection helps cover purchase transactions that exceed your available balance. ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection.

Unlock
overdraft protection
up to $200

with opt-in and eligible direct deposit1

Overdraft protection helps cover purchase transactions that exceed your available balance. ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection.

Unlock
overdraft protection
up to $200

with opt-in and eligible direct deposit1

Overdraft protection helps cover purchase transactions that exceed your available balance. ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection.

Overdraft protection helps cover purchase transactions that exceed your available balance. ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection.

Set up direct deposit and opt-in today

 

Set up direct deposit and opt-in today

 

Set up and receive eligible direct deposit.

Set up and receive eligible direct deposit.

 

Opt in for
overdraft coverage.

Opt in for
overdraft coverage.

 

We'll automatically provide coverage for purchase transactions based on your deposits.

We'll automatically provide coverage for purchase transactions based on your deposits.

Set up and receive eligible direct deposit.

Opt in for overdraft coverage.

We'll automatically provide coverage for purchase transactions based on your deposits.

The amount of coverage is based on your direct deposits

The amount of coverage is based on your direct deposits

Receive a single direct deposit of any amount in your account.
No fee.

 

$10.00 Coverage

Receive a single direct deposit of any amount in your account. No fee.

$10.00 Coverage

When you receive at least 2 direct deposits totaling $200+ in a 35 day period.

 

$100.00 Coverage

When you receive at least 2 direct deposits totaling $200+ in a 35 day period.

$100.00 Coverage

When you receive at least 2 direct deposits totaling $400+ in a 35 day period.

 

$200.00 Coverage

When you receive at least 2 direct deposits totaling $400+ in a 35 day period.

$200.00 Coverage

Your coverage is automatically adjusted based on your direct deposits.

Your coverage is automatically adjusted based on your direct deposits.

  • There are three different levels of overdraft protection coverage, based on how much you direct deposit.

    BASIC
    Benefit: You’re covered if you overspend your account balance by $10.
    Eligibility: At least one direct deposit in any amount.
    Fees: $0

    PREMIUM 100
    Benefit: You’re covered if you overspend your account balance by $100.
    Eligibility: At least two direct deposits in previous 35 days totaling $200 or more.
    Fees: $15 fee per overdraft may apply.1

    PREMIUM 200
    Benefit: You’re covered if you overspend your account balance by $200.
    Eligibility: At least two direct deposits in previous 35 days totaling $400 or more.
    Fees: $15 fee per overdraft may apply.1

  • Yes. There are no fees for overdraft protection with the Basic coverage level. There are no fees for transactions of $5 or less and no fee for transactions that overdraft your account balance up to $10 with the Premium 100 and Premium 200 coverage levels of protection.

    No overdraft fee will be assessed in connection with any overdraft transaction if your account is returned to a $0 or positive balance within 24 hours of authorization of the first transaction greater than $5 that overdraws your account by more than $10.

  • Depending on your level of overdraft protection coverage, a $15 fee per overdraft may be charged. No overdraft fee will be assessed in connection with any overdraft transaction if your account is returned to a $0 or positive balance within 24 hours of authorization of the first transaction greater than $5 that overdraws your account by more than $10. Learn more about overdraft protection.

  • Each transaction that is greater than $5 and overdraws your account by more than $10, up to a maximum of five overdraft fees per monthly statement period, is eligible for fees.