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Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

^*We sent you an offer because you’ve used one of our banking products in the past OR you opted in to receive marketing from one of our trusted third-party partners. No credit check was performed, no one filled out an application on your behalf and no account was opened in your name.

¹MoneyCard must be successfully activated by 1/21/2022. Your 2 payroll/government benefits direct deposits of $500+ must post to card by 2/28/22, then a $20 credit will be applied to your account by the 15th business day of the month following your qualifying deposit. A qualifying new payroll or government direct deposit is defined as a direct deposit that has not appeared on an account within the past 30 days. 1 credit/customer

²Cash Back: Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2.00%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See account agreement for details.​

³High-Yield Savings Account is paid on each anniversary based on the average daily balance of the prior 365 days, up to a maximum balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Yields are accurate as of 07/23/21.

⁴Check cashing fees and limits apply. These services are not available in all states or stores. Reloads can’t exceed limits. Your receipt is proof of reload.

⁵Limits apply. Your funds typically become available on your account within 10 minutes for your use.

⁶Direct deposit early availability depends on timing of payor’s payment instruction and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.

⁷No monthly fee with qualifying direct deposit, otherwise $5.94 a month. Waived when $500+ is direct deposited in the previous monthly period.

⁸Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about overdraft protection at walmartmoneycard.com.