Get Free Reloads & Cash Back Rewards!

Get FREE RELOADS with the MoneyCard app.
Earn CASH BACK REWARDS by shopping at Walmart, up to $75 each year.1

Walmart MoneyCard Visa & Mastercard

Get Free Reloads & Cash Back Rewards!

Get FREE RELOADS with the MoneyCard app.
Earn CASH BACK REWARDS by shopping at Walmart, up to $75 each year.1

 

 

Get rewarded for all your everyday purchases at Walmart!

Earn 3% Cash Back at Walmart.com, 2% Cash Back at Walmart/Murphy USA fuel stations, and 1% Cash Back at Walmart stores, up to $75 each year.1

  • Get your pay up to 2 days before payday with ASAP Direct Deposit™2
  • Shop everywhere Visa® debit cards are accepted in the U.S.
  • No overdraft fees ever!3

 

Plus, get FREE cash reloads using the MoneyCard app at Walmart stores nationwide!

The Walmart MoneyCard Just Keeps Getting Better!

The Walmart MoneyCard Just Keeps Getting Better!

ASAP Direct Deposit
Get Your pay up to 2 Days Before Your payday

With free ASAP Direct Deposit™, you can stop waiting for Friday and make payday Wednesday.2

 

Visa or Mastercard
Shop Everywhere

Use your Walmart MoneyCard everywhere Visa® or Mastercard is accepted across the country.

 

Free teen accounts
Order Free Accounts for your teens

Teach your teens how to use a bank account, budget, and save. Send money to them from your account and see how your teen is spending. Sign up in the MoneyCard app.4

Walmart MoneyCard App
Bank on Your Schedule

Skip a trip to the bank and manage your money from the palm of your hands. Check your account balance, review your transactions, and more—virtually anywhere from your smartphone.

How It Works

 

  • Earn Cash Back by shopping at Walmart: 3% Cash Back on Walmart.com online purchases, 2% Cash Back on Walmart/Murphy USA fuel purchases, and 1% Cash Back on Walmart in-store purchases, up to $75 per year.
  • Then, each year, you can access all that cash back and use it however you want! Save it for a rainy day or buy something special. It’s your choice.
  • The only rules to get access to your annual Cash Back rewards are that you need to use your account for at least 12 months and have a positive balance at that time.
  • Deposit cash for free using the MoneyCard app at Walmart stores nationwide! Simply touch the Deposit tab in the app and select “Deposit Cash using the Walmart MoneyCard App." Then, follow the easy directions.

 

Save Up Money In Your Free Savings Vault Account

Your FREE savings Vault account allows you to set aside cash for a rainy day or a specific goal. Use it to stash cash for safekeeping, emergencies, or future purchases. You can move funds in and out of your savings Vault account as often as you like. Download the app to start saving!5

Plus, we've created Prize Savings, an incentive program that allows you to participate in a monthly drawing for cash prizes just for using your savings Vault account. By having as little as $1 in your savings Vault account during an entry period, you'll automatically gain entry into a monthly drawing to win one of 1,000 cash prizes! The more money you stash away, the more entries you'll earn. See Official Rules.

Prize Savings

Save Up Money In Your Free Savings Account

Your FREE savings account allows you to set aside cash for a rainy day or a specific goal. Use it to stash cash for safe keeping, emergencies, or future purchases. You can move funds in and out of your savings account as often as you like. Download the app to start saving!4

Plus, we've created Prize Savings, an incentive program that allows you to participate in a monthly drawing for cash prizes just for using your savings account. By having as little as $1 in your savings account during an entry period, you'll automatically gain entry into monthly drawing to win one of 1,000 cash prizes! The more money you stash away, more entries you'll earn. See Official Rules.

Fee Schedule

 

Our fee schedule describes the fees associated with our accounts and services. We may offer additional products, services, and features from time to time, and the fees for those offerings will be disclosed to you at the time they are offered. In addition to the fees listed, there are some situations where a third party may charge additional fees. For example, when you use an ATM, you may be charged a fee by the ATM operator in addition to our fee.

Monthly fee Per purchase ATM withdrawal Cash reload
$5.00* $0 $2.50 $5.95**
Monthly fee Per purchase
$5.00* $0
ATM withdrawal Cash reload
$2.50 $5.95**
ATM balance inquiry $0.50
Customer service $0
Inactivity $0

We charge 4 other types of fees.

*No monthly fee if you load $1,000 or more in previous monthly period.
**This fee can be lower depending on how and where this card is used.

No overdraft/credit feature.
Register your card for FDIC insurance and other protections.

For general information about prepaid accounts, visit www.cfpb.gov/prepaid
Find details and conditions for all fees and services in the cardholder agreement or inside the package, or call 877-294-0236 or visit www.walmart.com/mcfees

  1. Cash Back is credited to card balance at the end of the Reward Year and is subject to successful activation and other eligibility requirements. Up to $75 per year. Fees apply. See cardholder agreement for details.
  2. Timing depends on deposit verification and when we get notice from your employer or benefits provider, and may vary from pay period to pay period. But when we get it, you’ll get it.
  3. Other fees may apply.
  4. Family members age 13-18 are eligible. Limit 4 cards per account. See cardholder agreement for details.
  5. Money in Savings Account does not earn interest.

Want To Learn More?

walmart app download

Download The
Walmart MoneyCard
Mobile App Today!

Track Your Money 24/7, view transactions, and make free reloads at Walmart stores. Free to download. Easy and convenient to user.