Person at computer with Walmart MoneyCard

Better money management for Walmart shoppers

  • Earn cash back on Walmart purchases1
  • Get paid up to 2 days early2
  • Unlock overdraft protection up to $2003
  • Waive your monthly fee with 500+ direct deposit4

     Details below.

Walmart MoneyCard Visa & Mastercard

Get rewarded for your everyday purchases at Walmart—up to $75 each year!1

  • 3% Cash Back at Walmart.com
  • 2% Cash Back at Walmart fuel stations
  • 1% Cash Back at Walmart stores

Plus, shop everywhere Visa® or Mastercard™ debit cards are accepted in the U.S. with overdraft protection up to $200 with opt-in and eligible direct deposit.3

The Walmart MoneyCard just keeps getting better!

ASAP Direct Deposit

Get your pay up to 2 days before payday

With free ASAP Direct Deposit™, you can stop waiting for Friday & make payday Wednesday.2


Walmart MoneyCard App

Bank on your schedule

Skip a trip to the bank & manage your money from the palm of your hands with the MoneyCard app.


Overdraft Protection

Unlock overdraft protection up to $200

Opt in & enjoy coverage levels for purchase transactions based on your eligible direct deposit.3

No monthly fee when you load $500

Save more with no monthly fees

No monthly fee when you direct deposit $500+ in previous monthly period. Otherwise, $5.94 a month.4

Mom and teenage daughter on couch

Order debit card accounts for your family

Get an account for up to 4 additional approved family members ages 13+, in the app, with your activated, personalized card. 

Perfect for teens or other family members to manage their money. Add money to their account anytime & keep track of their spending using the app. There’s no additional monthly fee for family accounts.5

Earn 2% APY on your savings account

Use your savings account in the app to stash cash for safe keeping, emergencies, or future purchases. Plus, earn 2% APY on up to $1,000 in your savings account!6

Need more reasons to save?

Every month you’ll be automatically entered for chances to win one of 1,000 cash rewards in our Prize Savings Sweepstakes! The more money you stash away, the more entries you’ll earn.

See official rules

Earn chances to win $1,000 Grand Prize


NO PURCHASE OR MONEY TRANSFER NECESSARY. Ends 4/30/22. 12 separate monthly entry periods. Open to legal 50 US/DC/PR res., 18/age of majority + only. For Rules, visit www.WalmartMoneyCard.com/prizesavings , including how to enter w/out MoneyCard Vault transfer & entry period deadlines. Void where prohibited. Sponsor: Green Dot Corporation.

Want to learn more?

Our fee plan describes the fees associated with our account & services.

Download the Walmart MoneyCard mobile app today!

Track your money 24/7, view transactions, pay bills online, & more. Free to download. Easy & convenient to use.

Download the Walmart MoneyCard Mobile App

Must be 18 or older to purchase a Walmart MoneyCard. Activation requires online access and identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

See Account Agreement for fees, terms and conditions.

1Cash Back: Cash back, up to $75 per year, is credited to card balance at end of reward year and is subject to successful activation and other eligibility requirements. Redeem rewards using our website or app. You will earn cash back of three percent (3%) on qualifying purchases made at Walmart.com and in the Walmart app using your card or your card number, two percent (2.00%) at Walmart fuel stations, and one percent (1%) on qualifying purchases at Walmart stores in the United States (less returns and credits) posted to your Card during each reward year. Grocery delivery and pickup purchases made on Walmart.com or the Walmart app earn 1%. For the purposes of cash back rewards, a "reward year" is twelve (12) monthly periods in which you have paid your monthly fee or had it waived. See account agreement for details. 

2Direct Deposit: Early availability of direct deposit depends on timing of payroll's payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period. Make sure the name and social security number on file with your employer or benefits provider matches what's on your Walmart MoneyCard account exactly. We will not be able to deposit your payment if we are unable to match recipients.

3Opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction. Learn more about Overdraft Protection (PDF)

4No monthly fee with qualifying direct deposit, otherwise $5.94 a month.  Waived when $500+ is loaded in the previous monthly period. First monthly fee occurs upon first use, the day after card activation or 90 days after card purchase, whichever is earlier. 

5Family Accounts: Activated, personalized card required. Other fees apply to the additional account. Family members age 13 years and over are eligible. Limit 4 cards per account. See Deposit Account Agreement for details. 

6High yield savings account interest is paid annually on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum balance of $1,000, if the account is in good standing and has a positive balance. 2.00% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yields are accurate as of 7/23/21. 

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Google, Android and Google Play are trademarks of Google Inc., register in the U.S. and other countries. 

The Walmart MoneyCard Mastercard Card is issued by Green Dot Bank, Member FDIC, pursuant to a license by Mastercard International Inc. The Walmart MoneyCard Visa Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation.

The "Spark" design ( * ), Walmart and Save money. Live better. are marks and/or registered marks of Wal-Mart Stores, Inc. 

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