Better money management for Walmart shoppers!

  • Get paid
    up to 2 days early
  • Earn cash back
    on Walmart purchases
  • Free cash reloads
    with app at Walmart stores
  • Earn 2% annual interest
    on savings (APY).

Details below.

 

 

Get rewarded for all your everyday purchases at Walmart!

Earn 3% Cash Back at Walmart.com, 2% Cash Back at Walmart fuel stations, and 1% Cash Back at Walmart stores, up to $75 each year.1

  • Get your pay up to 2 days before payday with ASAP Direct Deposit™2
  • Shop everywhere Visa® debit cards are accepted in the U.S.
  • No overdraft fees ever!3

 

Plus, get FREE cash reloads using the MoneyCard app at Walmart stores nationwide!

The Walmart MoneyCard just keeps getting better!

ASAP Direct Deposit
Get your pay up to 2 days before your payday

With free ASAP With free ASAP Direct Deposit™, you can stop waiting for Friday and make payday Wednesday.2

Visa or Mastercard
Shop everywhere

Use your Walmart MoneyCard everywhere Visa® or Mastercard™ is accepted across the country.

Free teen accounts
Order free accounts for your family

Open additional MoneyCard accounts for your family at no extra charge! Perfect for teens or other family members to manage their money. Add money to their account anytime and keep track of their spending using the app. Sign up in the MoneyCard app today.4

Walmart MoneyCard App
Bank on your schedule

Skip a trip to the bank and manage your money from the palm of your hands. Check your account balance, review your transactions, and more—virtually anywhere from your smartphone.

How It Works

 

  • Earn Cash Back by shopping at Walmart: 3% Cash Back on Walmart.com online purchases, 2% Cash Back on Walmart fuel purchases, and 1% Cash Back on Walmart in-store purchases, up to $75 per year.
  • Then, each year, you can access all that cash back and use it however you want! Save it for a rainy day or buy something special. It’s your choice.
  • The only rules to get access to your annual Cash Back rewards are that you need to use your account for at least 12 months and have a positive balance at the end of your reward year.
  • Deposit cash for free using the MoneyCard app at Walmart stores nationwide! Simply touch the Deposit tab in the app and select “Deposit Cash using the Walmart MoneyCard App." Then, follow the easy directions.

 

Earn 2% annual interest with free savings account

Use your free savings account to stash cash for safe keeping, emergencies, or future purchases. And now, earn 2% annual interest (APY) on up to $1,000 in your savings account!5 You can move funds in and out of your savings account as often as you like. Download the app to start saving!

Plus, we’ve created Prize Savings, an incentive program that allows you to participate in a monthly drawing for cash prizes just for using your savings account. By having as little as $1 in your savings account during an entry period, you’ll automatically gain entry into a monthly drawing to win one of 1,000 cash prizes! The more money you stash away, the more entries you’ll earn. See Official Rules.

Earn chances to win $1,000 Grand Prize

NO PURCHASE OR MONEY TRANSFER NECESSARY. Ends 4/30/21. 12 separate monthly entry periods. Open to legal 50 US/DC/PR res., 18/age of majority + only. For Rules, visit www.WalmartMoneyCard.com/prizesavings , including how to enter w/out MoneyCard Vault transfer & entry period deadlines. Void where prohibited. Sponsor: Green Dot Corporation.

Fee Schedule

 

Our fee schedule describes the fees associated with our accounts and services. We may offer additional products, services, and features from time to time, and the fees for those offerings will be disclosed to you at the time they are offered. In addition to the fees listed, there are some situations where a third party may charge additional fees. For example, when you use an ATM, you may be charged a fee by the ATM operator in addition to our fee.

Monthly fee Per purchase ATM withdrawal Cash reload
$5.94* $0 $2.50 $5.95**
Monthly fee Per purchase
$5.94* $0
ATM withdrawal Cash reload
$2.50 $5.95**
ATM balance inquiry $0.50
Customer service $0
Inactivity $0

We charge 4 other types of fees.

*No monthly fee if you load $1,000 or more in previous monthly period.
**This fee can be lower depending on how and where this card is used.

No overdraft/credit feature.
Register your card for FDIC insurance and other protections.

For general information about prepaid accounts, visit www.cfpb.gov/prepaid
Find details and conditions for all fees and services in the cardholder agreement, or call 877-294-0236 or visit www.walmart.com/mcfees

  1. Up to $75 per year. Cash Back is credited to the card balance at the end of the Reward Year and is subject to successful activation and other eligibility requirements. Redeem reward using our website or app. Grocery delivery and pickup purchases made on Walmart.com or the Walmart App earn 1%. See cardholder agreement for details.
  2. Early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
  3. Other fees may apply.
  4. Other fees apply to the additional account. Family members age 13 and over are eligible. Limit 4 cards per account. See cardholder agreement for details.
  5. Interest is paid on each enrollment anniversary based on the average daily balance of the prior 365 days, up to a maximum balance of $1,000, if the account is in good standing and has a positive balance. 2% Annual Percentage Yield may change at any time before or after account is opened. Annual Percentage Yields are accurate as of 3/27/20.

Want To Learn More?

walmart-moneycard-mobile-app

Download The
Walmart MoneyCard
Mobile App Today!

Track your money 24/7, view transactions, & make free reloads at Walmart stores. Free to download. Easy and convenient to use.