Every new year feels like a blank slate, a chance to do things better or to try something new. This year feels like a fresher start than usual. One of the most popular resolutions people make involves better money management.
Forming new financial habits can be difficult, but it doesn’t have to be. All it takes is a sensible approach — and the right tools.
Building a flexible budget that works
Your budget can really be tailored to meet your needs. Choosing the right budgeting method for your situation will make it more likely to work for you long-term.
Often, most people find their comfort zone somewhere between the extremes.
Using the right tools to manage your budget
Utilizing the power of your bank is another tool to help you manage your budget. Your bank likely offers direct deposit and automatic bill payment, allowing you to take care of fixed expenses automatically.
However, there may be more tools available to you. Your bank account should have:
You should feel like you have control of your money and can manage those surprise expenses.
If you have a Walmart MoneyCard, learn more about the features available to you here. If you are interested in signing up for a Walmart MoneyCard, click here.