Get paid up to 2 days before payday with early direct deposit

Activation requires online access & identity verification (including SSN) to open an account. Mobile or email verification and mobile app are required to access all features.

See Account Agreement for fees, terms and conditions.

¹Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Walmart MoneyCard account to prevent fraud restrictions on the account.

²Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Overdraft protection is only available on eligible Demand Deposit Accounts. Log into your account and refer to your Account Agreement to check feature availability.

³Monthly fee waived when you direct deposit $500+ in the previous monthly period. Otherwise, $5.94 a month.

⁴Carrier message and data rates may apply.