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Cash Back Rewards

Overdraft protection

  • Overdraft protection is an optional service that helps cover purchase transactions that exceed your available balance and would normally be declined because of insuffiencent funds. ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection. Overdrafts are paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.

    Cash withdrawals, paying bills within the app and sending money to others are NOT covered.

    You must have an activated, chip-enabled debit card and opt in to overdraft protection to be covered. A $15 fee may apply.

  • Walmart MoneyCard  accountholders who receive eligible direct deposits may qualify for overdraft protection. You must have an activated, chip-enabled debit card and opt in to overdraft protection to receive coverage. Overdraft coverage eligibility also includes factors such as the frequency of deposits to your Account, your Account status, and the transaction history of any Accounts with us.  Overdraft protection is only available on Demand Deposit Accounts. Refer to your Account Agreement to check feature availability.​

  • You will be notified by email, SMS, or push notification. Message and data rates may apply. Or, you can find out by logging in to your account using the Walmart MoneyCard app or WalmartMoneyCard.com and visiting the overdraft protection section.

  • Log in to the Walmart MoneyCard app or website and find “Overdraft protection” in the menu. Follow the directions to opt in and accept the terms and conditions of overdraft protection. Remember, you must meet the direct deposit eligibility requirements before you can opt in to overdraft protection.

    There are two ways to opt out of overdraft protection coverage: the Walmart Moneycard app or WalmartMoneyCard.com

    1) Walmart Moneycard app

    - Log into your account

    - Select Overdraft Protection on the home screen

    - Tap the Opt in to Enable button

    - After reviewing the Overdraft Protection Agreement, tap the Agree and Opt In button to opt in to overdraft protection.

    Or

    2) WalmartMoneyCard.com

    - Log into your account

    - Go to the Overdraft Protection block on the home screen

    - Select Opt in to Enable

    - After reviewing the Overdraft Protection Agreement, click Agree and Opt In to opt in to overdraft protection.

    Remember, you must meet the direct deposit eligibility requirements before you can opt in to overdraft protection.  Coverage is based on your direct deposits, overdraft activity, and account status.

  • With an eligible direct deposit, you are covered up to $10 in overdraft protection with no fees. 

    Additional overdraft coverage up to $200 is subject to eligibility criteria. Fees may apply.

  • Only purchase transactions are subject to overdraft protection. 

    You are covered up to $10 in overdraft protection with no fees. 

    Additional overdraft coverage up to $200 is subject to eligibility criteria and each transaction that is greater than $5 and overdraws your account by more than $10 is subject to fees.

  • You are covered up to $10 in overdraft protection with no fees.

    Additional overdraft coverage up to $200 is subject to eligibility criteria. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

  • Yes. There are no fees for overdraft coverage up to $10. Fees may apply with additional overdraft coverage up to $200. You'll have 24-hours to bring your account to at least $0  from the first authorized overdrawn transaction to avoid a fee.

  • Once you opt in to overdraft protection coverage your purchase transactions can be covered by overdraft protection. Overdrafts are paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.

    Cash withdrawals, paying bills within the app and sending money to others are NOT covered.

  • Yes. You must have an eligible direct deposit with opt-in to be eligible for overdraft protection. Additional criteria may apply. Overdraft coverage eligibility also includes factors such as the frequency of deposits to your account, your account status, and the transaction history of any accounts with us. If there are more than 10 overdraft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period. Your eligibility and coverage can change at our discretion.

  • You are allowed a maximum of 10 overdrafts in a statement period. If there are more than 10 overdraft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period.

  • Yes, If there are more than 10 over draft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period. Your eligibility and coverage can also change at our discretion.

  • Yes, you may opt out of Overdraft Protection at any time by logging into to your account using the Walmart MoneyCard app or WalmartMoneyCard.com. In general, your opt-out request will be effective immediately, and we will send you an email to confirm your opt-out request. However, any pending purchase transactions may still take the account below $0 and result in a $15 overdraft fee.

  • Log into your account at WalmartMoneyCard.com or via the Walmart MoneyCard app. In general, your opt-out request will be effective immediately, and we will send you an email to confirm your opt-out request. However, any pending purchase transactions authorized prior to opting out that overdraw your account may still take the account below $0 and result in a $15 overdraft fee.

    There are two ways to opt out of overdraft protection coverage: the Walmart Moneycard app or WalmartMoneyCard.com

    1) Moneycard app

    - Log into your account

    - Select Overdraft Protection on the home screen

    - Tap the  three dots ""..."" in the upper right corner

    - Tap Opt Out of Overdraft Protection

    - Tap Opt Out

    Or

    2) Walmartmoneycard.com

    - Log into your account

    - Select the Overdraft Protection tab in the top navigation on the home screen

    - Select the 3 dots ""...""  in the upper right corner

    - Select Opt Out of Overdraft Protection

    - Select Opt Out

    Note, when you opt out of overdraft protection, any purchase transactions authorized prior to opting out that overdraw your account may still result in a $15 fee.

2% APY on Savings Account

1099 INT

  • You can expect your form to be available by the end of January. Please note that the forms will not be mailed.

  • Yes, you will still be able to access your 1099-INT. Log in to your account on WalmartMoneyCard.com or use the app and follow the instructions above.

  • To access your 1099-INT form please follow the instructions below.  

    Please note that a 1099-INT form will not be posted to your account if the amount of earned interest is less than $10.00. 

    From the Walmart MoneyCard app:

    1. Log into your account
    2. Tap "Settings"
    3. In the "Settings" menu Tap "1099 forms"
    4. Choose the form for the tax year in which you require a record
    5. Tap the share icon  and choose how to save a copy of your 1099-INT from there: print, save locally, save to a drobox, e-mail, etc.

    From WalmartMoneyCard.com:

    1. Log into your account
    2. Choose the "Account Management" tab in the menu 
    3. Click "My 1099 forms" tab
    4. Choose the form for the tax year in which you require a record
    5. Once your form is visible, click "Download" to save the form

    The 1099-INT tax form is provided to you as a record of interest paid on your account(s). You will use the 1099-INT form in preparation of your personal income taxes. The form contains your social security number and other sensitive data; please use caution when sharing this document. We recommend you keep this form in a safe place and access it from a private computer.

  • The Internal Revenue Code outlines the rules for taxation of interest income. The IRS considers most interest that’s paid to you to be taxable income. If you have taxable interest from a savings account, this would be reported on Form 1099-INT. All Walmart MoneyCard account holders that earn at least $10 in interest in their High-Yield Savings Account during the calendar ar are issued a 1099-INT.

Prize Savings

  • Participating is easy! Save as little as $1 in your MoneyCard Savings to earn an entry in the monthly entry period, up to a maximum of 500 entries per month. The more you save, the more chances you have to win. 
    To start using your Savings, you’ll need to enable the feature, verify your email address and agree to the Service Agreement and the Electronic Communications Agreement. Log in to walmartmoneycard.com or the Walmart MoneyCard App to get started. To learn about how you can enter without having a Walmart MoneyCard, see the official rules.

  • We want to help you put money aside for emergencies or future purchases. So we created Prize Savings, an incentive program that allows you to participate in a monthly drawing for cash prizes just for stashing funds in your MoneyCard Savings. By having as little as $1 in your Savings during an Entry Period, you’ll automatically gain entry into a monthly drawing for chances to win one of 1000 cash prizes! The more money you save, the more entries you’ll earn. You will earn one entry for each dollar in your Savings during the Entry Period (based on average daily vault balance), up to a maximum of 500 entries. A total of 1,000 cash prizes will be awarded every month during the program; 1 Grand Prize winner will receive $1,000 and 999 additional cash prize winners will receive $25. See official rules for entry periods, drawing schedules, and details.

  • Keep an average daily balance of $500 or more in your MoneyCard Savings to earn the maximum amount of entries (500 entries each month). The more you save, the more chances you have to win.

  • Entries are calculated based on your average daily balance in the MoneyCard Savings for the entry period. You will receive one (1) entry for the monthly drawing for every one dollar ($1.00), rounded up to the nearest dollar, of your average daily balance each Entry Period, up to a maximum of five hundred (500) entries. For example, if your average daily Vault balance is $143.25, we’ll round it up to 144 entries. An Entry Period begins the 1st of each month through 11:59 pm Pacific Time of the last day of each month.

  • One thousand (1000) prizes will be awarded each month of the promotion. 1 Grand Prize of $1,000 and 999 additional cash prizes of $25 will be awarded each month.

  • Winners are selected at random from among all eligible entries received during the Entry Period, and drawings are held once a month. Prizes are awarded on a monthly basis during the program duration. See official rules for a schedule of drawing dates.

  • If you win, you will be notified by the Administrator by email within three (3) business days from the date of the Random Drawing (on or about the 12th of each month) with further instructions on how to claim your prize. Grand Prize winners will be required to sign and return an Affidavit within three (3) calendar days from the date of attempted notification or the Grand Prize may be forfeited in its entirety and awarded to an alternate winner. Upon verification of eligibility and the completion of the Affidavit, your cash prize will be credited directly to your Walmart MoneyCard. If you entered via an alternative method of entry, your winnings will be emailed to you in the form of a Walmart e-gift card. To learn more about the alternative method of entry, see official rules.

  • The odds of winning a prize depend on the total number of eligible entries received during each Entry Period, by all participants. You can increase your chances of winning by earning the maximum amount of entries each month. You can earn up to 500 entries every Entry Period.

Family Accounts

Pay bills

  • It is easy to sign up for Online Bill Pay!

    1. Select “Online Bill Pay” from the navigation bar
    2. Click on the “Sign Up Now” button on the right side of the page
    3. After you have accepted the Bill Payment Agreement and verified your email, you’ll be ready to pay bills using your card

    Please note that only personalized cards are eligible to enroll in the Online Bill Pay Service.

  • With Walmart MoneyCard, it’s easy to make on-time payments while on the go or from the comfort of your home.

    TOP 3 REASONS TO TRY BILL PAY:

    • Convenient – No need to write checks, pay for stamps, or make special trips to pay your bills
    • Easy – Set up one-time or recurring bill payments and pay your bills automatically
    • Organized – Track and control your payments in one convenient place
  • You can pay anyone in the United States that you would normally pay by check or automatic debit. Thousands of billers who accept electronic payments are supported, including many utility companies, cell phone providers, and others. You can view a complete list of billers when you add your first payee. If your biller accepts electronic payments, your payment can often be made as early as the next business day as long as you submit your payment request prior to 1:00pm ET.

    You can also send paper checks to companies or individuals. This might include rent checks to your landlord, the payment to your paper deliverer, or a gift for grandma. Paper checks are sent via US mail so delivery timeframes vary, but are usually within 5 business days. Please plan your payments accordingly. You may not send payments to any recipient outside of the United States.

  • Each time you submit a bill payment, you will be able to see both the debit date — the date the funds will be removed from your card balance and the payment date — the earliest day that the biller may receive the bill payment.

    If your payee is included in our list of thousands of billers who accept electronic payments, your payments may arrive as early as the next business day, as long as you submit your request for payment before 1:00pm ET. If you submit your request for payment after 1:00pm ET, your electronic payment will be received by the biller on the second business day after your scheduled payment.

    You also have the ability to schedule any payment to arrive on any future business day, up to a year in advance. Our payment calendar allows you to view the date your money will leave your card, as well as the earliest date your money may be received by your payee.

  • It is your responsibility to make sure there are sufficient funds in your account before 1:00pm ET on the date the payment is scheduled for debit from your account.

    If you schedule a payment prior to 1:00pm ET today with a debit date of today, we will attempt to process the payment immediately, or on the next business day if today is not a business day. If there are not enough funds to cover the payment, you will see a message that the payment was declined.

    If a payment fails due to insufficient funds, you can deposit money into your account and resubmit the payment with the same debit date if the additional funds are deposited prior to 1:00pm ET. If your additional funds are deposited after 1:00pm ET, you will need to resubmit your payment with a debit date of the following business day. Please check that the funds have been posted to your account prior to resubmitting the payment.

    If you have scheduled a payment for a future date, we will attempt to authorize the payment on that future date.If there are not enough funds to cover the payment by 1:00pm ET on that date, then the bill payment will fail and we will send you a failure notification by e-mail. You should check your e-mail to ensure that your scheduled future payments are made.

    You must provide a valid e-mail address when you enroll for Online Bill Pay. E-mail is the only means by which we communicate payment failure notifications.

  • Walmart MoneyCard will not charge any fees for the use of the bill payment service.

Budget

  • This feature is only available to the Walmart MoneyCard product with the Cash-Back Rewards program and Walmart MoneyCard Preferred cardholders.
    Build a budget to better understand your income and expenses, and assist you in managing your money. This budget is NOT directly tied to your account, so we will not send money to pay bills as a result of your inputs. Similarly, your direct deposits and bill payments will not automatically appear in your budget. At the end of each month, compare your budget estimates to your transactional history to see what’s really happening with your money.

  • When building your budget, enter what you spend on each month in the Expenses field. Examples include rent, cable, utility or electric bill, car insurance, car payment, etc.

  • When building your budget, enter what you earn each month in the Income field. Examples include paychecks, federal and state government benefits, etc.

Lock/Unlock

  • Overdraft protection is an optional service that helps cover purchase transactions that exceed your available balance and would normally be declined because of insuffiencent funds. ATM withdrawals, bill payments made within the app and sending money to others are not covered by overdraft protection. Overdrafts are paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.

    Cash withdrawals, paying bills within the app and sending money to others are NOT covered.

    You must have an activated, chip-enabled debit card and opt in to overdraft protection to be covered. A $15 fee may apply.

  • Walmart MoneyCard  accountholders who receive eligible direct deposits may qualify for overdraft protection. You must have an activated, chip-enabled debit card and opt in to overdraft protection to receive coverage. Overdraft coverage eligibility also includes factors such as the frequency of deposits to your Account, your Account status, and the transaction history of any Accounts with us.  Overdraft protection is only available on Demand Deposit Accounts. Refer to your Account Agreement to check feature availability.​

  • You will be notified by email, SMS, or push notification. Message and data rates may apply. Or, you can find out by logging in to your account using the Walmart MoneyCard app or WalmartMoneyCard.com and visiting the overdraft protection section.

  • Log in to the Walmart MoneyCard app or website and find “Overdraft protection” in the menu. Follow the directions to opt in and accept the terms and conditions of overdraft protection. Remember, you must meet the direct deposit eligibility requirements before you can opt in to overdraft protection.

    There are two ways to opt out of overdraft protection coverage: the Walmart Moneycard app or WalmartMoneyCard.com

    1) Walmart Moneycard app

    - Log into your account

    - Select Overdraft Protection on the home screen

    - Tap the Opt in to Enable button

    - After reviewing the Overdraft Protection Agreement, tap the Agree and Opt In button to opt in to overdraft protection.

    Or

    2) WalmartMoneyCard.com

    - Log into your account

    - Go to the Overdraft Protection block on the home screen

    - Select Opt in to Enable

    - After reviewing the Overdraft Protection Agreement, click Agree and Opt In to opt in to overdraft protection.

    Remember, you must meet the direct deposit eligibility requirements before you can opt in to overdraft protection.  Coverage is based on your direct deposits, overdraft activity, and account status.

  • With an eligible direct deposit, you are covered up to $10 in overdraft protection with no fees. 

    Additional overdraft coverage up to $200 is subject to eligibility criteria. Fees may apply.

  • Only purchase transactions are subject to overdraft protection. 

    You are covered up to $10 in overdraft protection with no fees. 

    Additional overdraft coverage up to $200 is subject to eligibility criteria and each transaction that is greater than $5 and overdraws your account by more than $10 is subject to fees.

  • You are covered up to $10 in overdraft protection with no fees.

    Additional overdraft coverage up to $200 is subject to eligibility criteria. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.

  • Yes. There are no fees for overdraft coverage up to $10. Fees may apply with additional overdraft coverage up to $200. You'll have 24-hours to bring your account to at least $0  from the first authorized overdrawn transaction to avoid a fee.

  • Once you opt in to overdraft protection coverage your purchase transactions can be covered by overdraft protection. Overdrafts are paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.

    Cash withdrawals, paying bills within the app and sending money to others are NOT covered.

  • Yes. You must have an eligible direct deposit with opt-in to be eligible for overdraft protection. Additional criteria may apply. Overdraft coverage eligibility also includes factors such as the frequency of deposits to your account, your account status, and the transaction history of any accounts with us. If there are more than 10 overdraft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period. Your eligibility and coverage can change at our discretion.

  • You are allowed a maximum of 10 overdrafts in a statement period. If there are more than 10 overdraft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period.

  • Yes, If there are more than 10 over draft transactions within a statement period (regardless if you have used your full coverage limit or a fee was charged or not) the feature will be temporarily paused for the remainder of your statement period. Your eligibility and coverage can also change at our discretion.

  • Yes, you may opt out of Overdraft Protection at any time by logging into to your account using the Walmart MoneyCard app or WalmartMoneyCard.com. In general, your opt-out request will be effective immediately, and we will send you an email to confirm your opt-out request. However, any pending purchase transactions may still take the account below $0 and result in a $15 overdraft fee.

  • Log into your account at WalmartMoneyCard.com or via the Walmart MoneyCard app. In general, your opt-out request will be effective immediately, and we will send you an email to confirm your opt-out request. However, any pending purchase transactions authorized prior to opting out that overdraw your account may still take the account below $0 and result in a $15 overdraft fee.

    There are two ways to opt out of overdraft protection coverage: the Walmart Moneycard app or WalmartMoneyCard.com

    1) Moneycard app

    - Log into your account

    - Select Overdraft Protection on the home screen

    - Tap the  three dots ""..."" in the upper right corner

    - Tap Opt Out of Overdraft Protection

    - Tap Opt Out

    Or

    2) Walmartmoneycard.com

    - Log into your account

    - Select the Overdraft Protection tab in the top navigation on the home screen

    - Select the 3 dots ""...""  in the upper right corner

    - Select Opt Out of Overdraft Protection

    - Select Opt Out

    Note, when you opt out of overdraft protection, any purchase transactions authorized prior to opting out that overdraw your account may still result in a $15 fee.

1099 INT

  • You can expect your form to be available by the end of January. Please note that the forms will not be mailed.

  • Yes, you will still be able to access your 1099-INT. Log in to your account on WalmartMoneyCard.com or use the app and follow the instructions above.

  • To access your 1099-INT form please follow the instructions below.  

    Please note that a 1099-INT form will not be posted to your account if the amount of earned interest is less than $10.00. 

    From the Walmart MoneyCard app:

    1. Log into your account
    2. Tap "Settings"
    3. In the "Settings" menu Tap "1099 forms"
    4. Choose the form for the tax year in which you require a record
    5. Tap the share icon  and choose how to save a copy of your 1099-INT from there: print, save locally, save to a drobox, e-mail, etc.

    From WalmartMoneyCard.com:

    1. Log into your account
    2. Choose the "Account Management" tab in the menu 
    3. Click "My 1099 forms" tab
    4. Choose the form for the tax year in which you require a record
    5. Once your form is visible, click "Download" to save the form

    The 1099-INT tax form is provided to you as a record of interest paid on your account(s). You will use the 1099-INT form in preparation of your personal income taxes. The form contains your social security number and other sensitive data; please use caution when sharing this document. We recommend you keep this form in a safe place and access it from a private computer.

  • The Internal Revenue Code outlines the rules for taxation of interest income. The IRS considers most interest that’s paid to you to be taxable income. If you have taxable interest from a savings account, this would be reported on Form 1099-INT. All Walmart MoneyCard account holders that earn at least $10 in interest in their High-Yield Savings Account during the calendar ar are issued a 1099-INT.

  • Participating is easy! Save as little as $1 in your MoneyCard Savings to earn an entry in the monthly entry period, up to a maximum of 500 entries per month. The more you save, the more chances you have to win. 
    To start using your Savings, you’ll need to enable the feature, verify your email address and agree to the Service Agreement and the Electronic Communications Agreement. Log in to walmartmoneycard.com or the Walmart MoneyCard App to get started. To learn about how you can enter without having a Walmart MoneyCard, see the official rules.

  • We want to help you put money aside for emergencies or future purchases. So we created Prize Savings, an incentive program that allows you to participate in a monthly drawing for cash prizes just for stashing funds in your MoneyCard Savings. By having as little as $1 in your Savings during an Entry Period, you’ll automatically gain entry into a monthly drawing for chances to win one of 1000 cash prizes! The more money you save, the more entries you’ll earn. You will earn one entry for each dollar in your Savings during the Entry Period (based on average daily vault balance), up to a maximum of 500 entries. A total of 1,000 cash prizes will be awarded every month during the program; 1 Grand Prize winner will receive $1,000 and 999 additional cash prize winners will receive $25. See official rules for entry periods, drawing schedules, and details.

  • Keep an average daily balance of $500 or more in your MoneyCard Savings to earn the maximum amount of entries (500 entries each month). The more you save, the more chances you have to win.

  • Entries are calculated based on your average daily balance in the MoneyCard Savings for the entry period. You will receive one (1) entry for the monthly drawing for every one dollar ($1.00), rounded up to the nearest dollar, of your average daily balance each Entry Period, up to a maximum of five hundred (500) entries. For example, if your average daily Vault balance is $143.25, we’ll round it up to 144 entries. An Entry Period begins the 1st of each month through 11:59 pm Pacific Time of the last day of each month.

  • One thousand (1000) prizes will be awarded each month of the promotion. 1 Grand Prize of $1,000 and 999 additional cash prizes of $25 will be awarded each month.

  • Winners are selected at random from among all eligible entries received during the Entry Period, and drawings are held once a month. Prizes are awarded on a monthly basis during the program duration. See official rules for a schedule of drawing dates.

  • If you win, you will be notified by the Administrator by email within three (3) business days from the date of the Random Drawing (on or about the 12th of each month) with further instructions on how to claim your prize. Grand Prize winners will be required to sign and return an Affidavit within three (3) calendar days from the date of attempted notification or the Grand Prize may be forfeited in its entirety and awarded to an alternate winner. Upon verification of eligibility and the completion of the Affidavit, your cash prize will be credited directly to your Walmart MoneyCard. If you entered via an alternative method of entry, your winnings will be emailed to you in the form of a Walmart e-gift card. To learn more about the alternative method of entry, see official rules.

  • The odds of winning a prize depend on the total number of eligible entries received during each Entry Period, by all participants. You can increase your chances of winning by earning the maximum amount of entries each month. You can earn up to 500 entries every Entry Period.

  • It is easy to sign up for Online Bill Pay!

    1. Select “Online Bill Pay” from the navigation bar
    2. Click on the “Sign Up Now” button on the right side of the page
    3. After you have accepted the Bill Payment Agreement and verified your email, you’ll be ready to pay bills using your card

    Please note that only personalized cards are eligible to enroll in the Online Bill Pay Service.

  • With Walmart MoneyCard, it’s easy to make on-time payments while on the go or from the comfort of your home.

    TOP 3 REASONS TO TRY BILL PAY:

    • Convenient – No need to write checks, pay for stamps, or make special trips to pay your bills
    • Easy – Set up one-time or recurring bill payments and pay your bills automatically
    • Organized – Track and control your payments in one convenient place
  • You can pay anyone in the United States that you would normally pay by check or automatic debit. Thousands of billers who accept electronic payments are supported, including many utility companies, cell phone providers, and others. You can view a complete list of billers when you add your first payee. If your biller accepts electronic payments, your payment can often be made as early as the next business day as long as you submit your payment request prior to 1:00pm ET.

    You can also send paper checks to companies or individuals. This might include rent checks to your landlord, the payment to your paper deliverer, or a gift for grandma. Paper checks are sent via US mail so delivery timeframes vary, but are usually within 5 business days. Please plan your payments accordingly. You may not send payments to any recipient outside of the United States.

  • Each time you submit a bill payment, you will be able to see both the debit date — the date the funds will be removed from your card balance and the payment date — the earliest day that the biller may receive the bill payment.

    If your payee is included in our list of thousands of billers who accept electronic payments, your payments may arrive as early as the next business day, as long as you submit your request for payment before 1:00pm ET. If you submit your request for payment after 1:00pm ET, your electronic payment will be received by the biller on the second business day after your scheduled payment.

    You also have the ability to schedule any payment to arrive on any future business day, up to a year in advance. Our payment calendar allows you to view the date your money will leave your card, as well as the earliest date your money may be received by your payee.

  • It is your responsibility to make sure there are sufficient funds in your account before 1:00pm ET on the date the payment is scheduled for debit from your account.

    If you schedule a payment prior to 1:00pm ET today with a debit date of today, we will attempt to process the payment immediately, or on the next business day if today is not a business day. If there are not enough funds to cover the payment, you will see a message that the payment was declined.

    If a payment fails due to insufficient funds, you can deposit money into your account and resubmit the payment with the same debit date if the additional funds are deposited prior to 1:00pm ET. If your additional funds are deposited after 1:00pm ET, you will need to resubmit your payment with a debit date of the following business day. Please check that the funds have been posted to your account prior to resubmitting the payment.

    If you have scheduled a payment for a future date, we will attempt to authorize the payment on that future date.If there are not enough funds to cover the payment by 1:00pm ET on that date, then the bill payment will fail and we will send you a failure notification by e-mail. You should check your e-mail to ensure that your scheduled future payments are made.

    You must provide a valid e-mail address when you enroll for Online Bill Pay. E-mail is the only means by which we communicate payment failure notifications.

  • Walmart MoneyCard will not charge any fees for the use of the bill payment service.

  • This feature is only available to the Walmart MoneyCard product with the Cash-Back Rewards program and Walmart MoneyCard Preferred cardholders.
    Build a budget to better understand your income and expenses, and assist you in managing your money. This budget is NOT directly tied to your account, so we will not send money to pay bills as a result of your inputs. Similarly, your direct deposits and bill payments will not automatically appear in your budget. At the end of each month, compare your budget estimates to your transactional history to see what’s really happening with your money.

  • When building your budget, enter what you spend on each month in the Expenses field. Examples include rent, cable, utility or electric bill, car insurance, car payment, etc.

  • When building your budget, enter what you earn each month in the Income field. Examples include paychecks, federal and state government benefits, etc.

Mailing Address

To Contact us by mail, write to:

Walmart MoneyCard
P.O. Box 5100

Pasadena, CA 91117-0100